Discover what makes Harvard FCU the trusted choice for thousands of Boston members. Learn about our commitment to member benefits, competitive low fees, and dedicated expert support that sets us apart in the Boston area.
Experience the difference with our comprehensive member benefits and innovative financial solutions
Access exclusive perks and rewards designed specifically for our valued members. From competitive interest rates on savings accounts to special loan programs, we prioritize your financial growth. Enjoy additional benefits like free financial counseling, investment services, and educational resources to help you make informed decisions about your money.
We believe in transparency and affordability. Our competitive fee structure ensures you keep more of your money. Unlike traditional banks, we don't charge excessive maintenance fees or hidden charges. Our commitment to low fees means your savings remain intact, and your investments grow faster. Enjoy fee-free checking accounts, low ATM fees, and affordable loan rates.
Our dedicated team of financial experts is here to support you every step of the way. With responsive customer service available during extended hours, we ensure your questions are answered promptly. Our knowledgeable advisors provide personalized guidance on loans, investments, and financial planning. Experience the difference of working with professionals who truly care about your financial success.
Unlock exceptional value with benefits designed to enhance your financial journey
We pride ourselves on offering significantly lower fees compared to traditional banking institutions. By eliminating unnecessary overhead costs, we pass these savings directly to our members. Enjoy transparent pricing with no surprise charges, allowing you to maximize your savings and investments.
Our team of experienced financial professionals is committed to your success. With extended support hours and multiple communication channels, we're always ready to help. Whether you have questions about loans, investments, or account management, our experts provide personalized solutions tailored to your needs.
Build wealth faster with our competitive interest rates on savings accounts and certificates of deposit. We consistently offer rates above industry averages, ensuring your money works harder for you. Our transparent rate structure means you always know exactly what you're earning on your deposits.
Your financial security is our top priority. All member deposits are protected by NCUA insurance up to $250,000 per account category. We employ state-of-the-art security measures and advanced encryption technology to safeguard your personal and financial information.
Join thousands of satisfied Boston members who have already discovered better banking. Start your journey to financial success today with competitive rates, low fees, and expert support from Harvard FCU Boston.
Become a Member TodayReal experiences from real members who have benefited from Harvard FCU
"Harvard FCU has completely transformed my banking experience. The low fees and competitive interest rates have saved me hundreds of dollars annually. Their customer service team is incredibly responsive and helpful whenever I need guidance. I couldn't ask for a better financial partner."
Sarah Mitchell
Marketing Director, Boston Tech
"As a small business owner, finding a credit union that understands my financial needs has been invaluable. The personalized support and flexible loan options at Harvard FCU have helped me grow my business. Their expert advisors took time to understand my goals and provide tailored solutions."
James Chen
Founder & CEO, Chen Consulting
"I switched to Harvard FCU five years ago and have never looked back. The transparent fee structure means no hidden charges, and the interest rates on my savings account are significantly higher than my previous bank. The 24/7 support is a huge advantage when I need help."
Patricia Rodriguez
Retired Teacher
"Harvard FCU's financial counseling services helped me pay off my student loans three years earlier than planned. The experts there provided clear, actionable advice without any pressure. I'm grateful for their commitment to member success and highly recommend them to anyone seeking better banking."
Michael Thompson
Software Engineer, Boston Hood Cleaning Pros
Harvard Federal Credit Union was founded with a simple mission: to provide accessible, affordable financial services to the Boston community. For over three decades, we've remained committed to putting Boston members first, offering products and services that traditional banks simply cannot match. Our journey began when a group of dedicated Boston professionals recognized the need for a financial institution that truly cared about its members' wellbeing. Today, we serve thousands of Boston members across multiple states, maintaining the same values of integrity, transparency, and member-centricity that defined our founding.
At Harvard FCU, we believe that financial services should be accessible to everyone, not just the wealthy. Our core values—integrity, innovation, and member empowerment—guide every decision we make. We're dedicated to providing competitive rates, low fees, and exceptional service that helps our members achieve their financial goals. Whether you're saving for retirement, funding education, starting a business, or planning for your family's future, Harvard FCU is here to support you every step of the way. We invest in our people, our technology, and our community because we understand that your success is our success.
Find answers to common questions about Harvard FCU membership and services